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FIXnotes

VYSTAR

CU

Jacksonville, FL

Total Assets
$13.7B
Total Loans
$10.2B

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$3.3B32.8%
1-4 family — junior lien$900M8.8%
Multifamily$98M1.0%
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FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Florida mortgage-note market & lender distress →