VYSTAR
CUJacksonville, FL
Total Assets
$14.3B
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Total Loans
$10.7B
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VYSTAR in FL reported a Texas ratio of 9.6% in Q2 2026, rising +0.3pp from the prior quarter. Nonperforming assets accounted for 1.25%, up +0.03pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $4.0B | 36.8% | — | — |
| 1-4 family — junior lien | $897M | 8.4% | — | — |
| Multifamily | $106M | 1.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.