VIBE
CUNovi, MI
Total Assets
$1.6B
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Total Loans
$950M
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VIBE in MI reported a Texas ratio of 6.1% in Q2 2026, up +1.1pp from the prior quarter. Nonperforming assets rose to 1.08%, an increase of +0.18pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $355M | 37.4% | — | — |
| 1-4 family — junior lien | $120M | 12.6% | — | — |
| Multifamily | $23M | 2.4% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
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| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.