VACATIONLAND
CUSandusky, OH
Total Assets
$327M
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Total Loans
$183M
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VACATIONLAND in OH reported a Texas Ratio of 4.8% in Q2 2026, rising +1.1pp from the prior quarter. Nonperforming assets totaled 1.16%, an increase of +0.27pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $28M | 15.5% | — | — |
| 1-4 family — junior lien | $24M | 13.1% | — | — |
| Multifamily | $6M | 3.5% | — | — |
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.