VACATIONLAND
CUSandusky, OH
Total Assets
$328M
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Total Loans
$181M
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VACATIONLAND in OH reported a Texas Ratio of 3.9% in Q1 2026, up +0.2pp from the prior quarter. Nonperforming assets rose to 0.90%, an increase of +0.06pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $28M | 15.5% | — | — |
| 1-4 family — junior lien | $23M | 12.6% | — | — |
| Multifamily | $7M | 3.7% | — | — |
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
VACATIONLAND currently appears on: Under-Reserved Lenders