USSCO JOHNSTOWN
CUJOHNSTOWN, PA
Total Assets
$173M
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Total Loans
$80M
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USSCO JOHNSTOWN in PA reported a Texas Ratio of 1.7% in Q1 2026, rising +0.7pp from the prior quarter. Nonperforming assets accounted for 0.45%, up +0.19pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $7M | 8.3% | — | — |
| 1-4 family — junior lien | $3M | 4.1% | — | — |
| Multifamily | $716K | 0.9% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
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| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.