Skip to content
FIXnotes

USSCO JOHNSTOWN

CU

JOHNSTOWN, PA

Total Assets
$173M
Total Loans
$80M
USSCO JOHNSTOWN in PA reported a Texas Ratio of 1.7% in Q1 2026, rising +0.7pp from the prior quarter. Nonperforming assets accounted for 0.45%, up +0.19pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$7M8.3%
1-4 family — junior lien$3M4.1%
Multifamily$716K0.9%
FOUNDATION Consumer Auto New Unlock to view
FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

FOUNDATION

Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Pennsylvania mortgage-note market & lender distress →