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FIXnotes

USSCO JOHNSTOWN

CU

JOHNSTOWN, PA

Total Assets
$174M
—
Total Loans
$81M
—
USSCO JOHNSTOWN in PA reported a Texas Ratio of 1.3% in Q2 2026, declining -0.3pp from the prior quarter. Nonperforming assets fell to 0.37%, down -0.08pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$7M9.0%——
1-4 family — junior lien$3M4.1%——
Multifamily$698K0.9%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Pennsylvania mortgage-note market & lender distress →