USF FEDERAL CREDIT UNION
CUTampa, FL
Total Assets
$1.4B
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Total Loans
$1.2B
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USF FEDERAL CREDIT UNION in FL reported a Texas ratio of 6.3% in Q1 2026, declining -1.2pp from the prior quarter. Nonperforming assets fell to 0.80%, a decrease of -0.19pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $320M | 27.4% | — | — |
| 1-4 family — junior lien | $154M | 13.2% | — | — |
| Multifamily | $0 | 0.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.