UNITED NATIONS
CULONG ISLAND CIT, NY
Total Assets
$10.7B
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Total Loans
$6.3B
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UNITED NATIONS in NY reported a 1.7% Texas Ratio in Q2 2026, rising +0.4pp from the prior quarter. Nonperforming assets stood at 0.28%, up +0.07pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $5.4B | 85.0% | — | — |
| 1-4 family — junior lien | $91M | 1.4% | — | — |
| Multifamily | $26M | 0.4% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.