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FIXnotes

UMASSFIVE COLLEGE

CU

Hadley, MA

Total Assets
$703M
—
Total Loans
$542M
—
UMASSFIVE COLLEGE in MA reported a nonperforming loan ratio of 1.02% in Q2 2026, up +0.04pp from the prior quarter. The institution's Texas Ratio stood at 7.5%, increasing +0.2pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$230M42.5%——
1-4 family — junior lien$78M14.5%——
Multifamily$16M3.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Massachusetts mortgage-note market & lender distress →