Skip to content
FIXnotes

UMASSFIVE COLLEGE

CU

Hadley, MA

Total Assets
$712M
Total Loans
$543M
UMASSFIVE COLLEGE in MA reported a Texas Ratio of 8.0% in Q1 2026, up +0.4pp from the prior quarter. Nonperforming assets totaled 0.98%, increasing +0.06pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$227M41.8%
1-4 family — junior lien$76M14.0%
Multifamily$16M3.0%
FOUNDATION Consumer Auto New Unlock to view
FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

FOUNDATION

Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Massachusetts mortgage-note market & lender distress →