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FIXnotes

U. S. EMPLOYEES O. C.

CU

OKLAHOMA CITY, OK

Total Assets
$210M
Total Loans
$139M
U. S. EMPLOYEES O. C. in OK reported a Texas Ratio of 1.2% in Q1 2026, up +0.2pp from the prior quarter. Nonperforming assets accounted for 0.30%, an increase of +0.04pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$29M20.9%
1-4 family — junior lien$4M3.1%
Multifamily$238K0.2%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Oklahoma mortgage-note market & lender distress →