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FIXnotes

TOGETHER

CU

Saint Louis, MO

Total Assets
$2.7B
Total Loans
$2.2B
TOGETHER in MO reported a Texas Ratio of 5.7% in Q1 2026, down -1.0pp from the prior quarter. Nonperforming assets declined to 0.67%, a -0.12pp decrease quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$729M33.8%
1-4 family — junior lien$186M8.6%
Multifamily$52M2.4%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Missouri mortgage-note market & lender distress →