THE GOLDEN 1
CUSACRAMENTO, CA
Total Assets
$22.2B
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Total Loans
$16.4B
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THE GOLDEN 1 in CA reported a Texas ratio of 5.5% in Q2 2026, up +0.7pp from the prior quarter. Nonperforming assets accounted for 0.80%, an increase of +0.11pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $7.5B | 46.0% | — | — |
| 1-4 family — junior lien | $905M | 5.5% | — | — |
| Multifamily | $640M | 3.9% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.