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FIXnotes

THE GOLDEN 1

CU

SACRAMENTO, CA

Total Assets
$21.5B
Total Loans
$16.1B

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$7.4B45.7%
1-4 family — junior lien$845M5.3%
Multifamily$635M3.9%
FOUNDATION Consumer Auto New Unlock to view
FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

California mortgage-note market & lender distress →