TEXOMA COMMUNITY
CUWichita Falls, TX
Total Assets
$315M
—
Total Loans
$267M
—
TEXOMA COMMUNITY in TX reported a Texas ratio of 4.2% in Q1 2026, declining -0.7pp from the prior quarter. Nonperforming assets fell to 0.57%, down -0.10pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $89M | 33.4% | — | — |
| 1-4 family — junior lien | $3M | 1.3% | — | — |
| Multifamily | $7M | 2.8% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
TEXOMA COMMUNITY currently appears on: Under-Reserved Lenders