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FIXnotes

TEXOMA COMMUNITY

CU

Wichita Falls, TX

Total Assets
$325M
—
Total Loans
$269M
—
TEXOMA COMMUNITY in TX reported a Texas Ratio of 6.3% in Q2 2026, rising +0.5pp from the prior quarter. Nonperforming assets increased to 0.70%, up +0.13pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$95M35.3%——
1-4 family — junior lien$4M1.3%——
Multifamily$7M2.6%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Texas mortgage-note market & lender distress →