TEXAS BAY
CUHouston, TX
Total Assets
$905M
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Total Loans
$711M
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TEXAS BAY in TX reported a Texas ratio of 5.2% in Q2 2026, down -0.5pp from the prior quarter. Nonperforming assets declined to 0.55%, a decrease of -0.09pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $277M | 39.0% | — | — |
| 1-4 family — junior lien | $31M | 4.3% | — | — |
| Multifamily | $0 | 0.0% | — | — |
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.