TEXAS BAY
CUHouston, TX
Total Assets
$902M
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Total Loans
$682M
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TEXAS BAY in TX reported a Texas Ratio of 6.3% in Q1 2026, declining -0.3pp from the prior quarter. Nonperforming assets totaled 0.64%, down -0.03pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $255M | 37.4% | — | — |
| 1-4 family — junior lien | $29M | 4.2% | — | — |
| Multifamily | $0 | 0.0% | — | — |
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| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.