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FIXnotes

SUNCOAST

CU

TAMPA, FL

Total Assets
$20.8B
—
Total Loans
$16.3B
—
SUNCOAST in FL reported a Texas Ratio of 6.3% in Q2 2026, up +0.4pp from the prior quarter. Nonperforming assets accounted for 0.92% of the portfolio, an increase of +0.06pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$5.1B31.4%——
1-4 family — junior lien$1.0B6.2%——
Multifamily$32M0.2%——
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Florida mortgage-note market & lender distress →