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FIXnotes

STEPHENS COUNTY COMMUNITY

CU

TOCCOA, GA

Total Assets
$152K
Total Loans
$23K
STEPHENS COUNTY COMMUNITY in GA reported a 54.1% Texas Ratio in Q1 2026, rising +54.1pp from the prior quarter. Nonperforming assets accounted for 49.01% of total assets, up +49.01pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$00.0%
1-4 family — junior lien$00.0%
Multifamily$00.0%
FOUNDATION Consumer Auto New Unlock to view
FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Georgia mortgage-note market & lender distress →