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FIXnotes

ST. MICHAELS FALL RIVER

CU

Fall River, MA

Total Assets
$121M
—
Total Loans
$107M
—
ST. MICHAELS FALL RIVER in MA reported a 16.1% texas ratio in Q2 2026, rising +5.6pp from the prior quarter. Nonperforming assets increased +0.59pp to 1.70%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$56M52.5%——
1-4 family — junior lien$35M32.3%——
Multifamily$575K0.5%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Massachusetts mortgage-note market & lender distress →