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FIXnotes

ST. JEAN'S

CU

lynn, MA

Total Assets
$377M
Total Loans
$250M
ST. JEAN'S in MA reported a 1.5% Texas ratio in Q1 2026, declining -2.2pp from the prior quarter. Nonperforming assets totaled 0.22%, down -0.32pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$132M53.0%
1-4 family — junior lien$68M27.1%
Multifamily$83K0.0%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Massachusetts mortgage-note market & lender distress →