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FIXnotes

SP TRAINMEN

CU

Houston, TX

Total Assets
$3M
—
Total Loans
$660K
—
SP TRAINMEN in TX reported a 40.9% Texas ratio in Q2 2026, rising +35.8pp from the prior quarter. Nonperforming assets increased +22.67pp to 26.03%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$00.0%——
1-4 family — junior lien$00.0%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Texas mortgage-note market & lender distress →