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FIXnotes

SEABOARD

CU

BUCKSPORT, ME

Total Assets
$246M
—
Total Loans
$146M
—
SEABOARD in ME reported a Texas ratio of 9.1% in Q2 2026, up +3.6pp from the prior quarter. Nonperforming assets rose to 1.42%, an increase of +0.57pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$66M45.4%——
1-4 family — junior lien$19M12.8%——
Multifamily$2M1.1%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Maine mortgage-note market & lender distress →