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FIXnotes

SAN FRANCISCO

CU

San Francisco, CA

Total Assets
$1.6B
—
Total Loans
$827M
—
SAN FRANCISCO in CA reported a Texas ratio of 0.5% in Q2 2026, down -0.1pp from the prior quarter. Nonperforming assets +0.00pp to 0.15%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$457M55.3%——
1-4 family — junior lien$30M3.6%——
Multifamily$94M11.4%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

California mortgage-note market & lender distress →