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FIXnotes

RIVER VALLEY

CU

AMES, IA

Total Assets
$118M
Total Loans
$65M
RIVER VALLEY in IA reported a Texas Ratio of 6.0% in Q1 2026, rising +2.0pp from the prior quarter. Nonperforming assets totaled 1.24%, up +0.42pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$14M21.6%
1-4 family — junior lien$5M8.4%
Multifamily$208K0.3%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Iowa mortgage-note market & lender distress →