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FIXnotes

RHODE ISLAND

CU

Warwick, RI

Total Assets
$425M
—
Total Loans
$324M
—
RHODE ISLAND banks' Texas ratio increased +0.5pp to 2.7% in Q2 2026, while nonperforming assets rose +0.06pp to 0.38%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$75M23.2%——
1-4 family — junior lien$61M18.7%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Rhode Island mortgage-note market & lender distress →