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FIXnotes

PRIORITY TRUST

CU

Houston, TX

Total Assets
$191M
—
Total Loans
$140M
—
PLUS4 in TX reported a Texas Ratio of 2.7% in Q2 2026, rising +0.2pp from the prior quarter. Nonperforming assets accounted for 0.39%, up +0.02pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$29M20.9%——
1-4 family — junior lien$8M5.9%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Texas mortgage-note market & lender distress →