POSTAL & COMMUNITY
CUSaint Joseph, MO
Total Assets
$93M
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Total Loans
$70M
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POSTAL & COMMUNITY in MO reported a Texas Ratio of 4.5% in Q1 2026, an increase of +0.2pp from the prior quarter. Nonperforming assets rose to 0.58%, up +0.03pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $11M | 15.2% | — | — |
| 1-4 family — junior lien | $6M | 8.3% | — | — |
| Multifamily | $0 | 0.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
POSTAL & COMMUNITY currently appears on: Auto NPL Trend