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FIXnotes

PARK

CU

Louisville, KY

Total Assets
$1.4B
—
Total Loans
$1.1B
—
PARK in KY reported a Texas ratio of 8.1% in Q2 2026, an increase of +1.4pp from the prior quarter. Nonperforming assets rose to 2.00%, up +0.31pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$419M38.6%——
1-4 family — junior lien$117M10.8%——
Multifamily$104M9.6%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Kentucky mortgage-note market & lender distress →