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FIXnotes

NET

CU

Scranton, PA

Total Assets
$354M
—
Total Loans
$209M
—
NET in PA reported a Texas Ratio of 6.0% in Q2 2026, remaining flat from the prior quarter. Nonperforming assets declined to 1.09%, down -0.04pp quarter-over-quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$65M31.1%——
1-4 family — junior lien$31M15.1%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Pennsylvania mortgage-note market & lender distress →