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FIXnotes

MONEY ONE

CU

LARGO, MD

Total Assets
$108M
Total Loans
$78M
MONEY ONE in MD reported a Texas ratio of 6.9% in Q1 2026, declining -4.0pp from the prior quarter. Nonperforming assets fell to 1.09%, down -0.73pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$32M40.5%
1-4 family — junior lien$4M5.6%
Multifamily$00.0%
FOUNDATION Consumer Auto New Unlock to view
FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Maryland mortgage-note market & lender distress →