MINNESOTA POWER EMPLOYEES
CUDULUTH, MN
Total Assets
$162M
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Total Loans
$116M
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MINNESOTA POWER EMPLOYEES in MN reported a Texas ratio of 8.7% in Q2 2026, rising +4.3pp from the prior quarter. Nonperforming assets increased +0.98pp to 1.92%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $42M | 36.3% | — | — |
| 1-4 family — junior lien | $10M | 8.4% | — | — |
| Multifamily | $8M | 7.0% | — | — |
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.