MERIWEST
CUSAN JOSE, CA
Total Assets
$2.2B
—
Total Loans
$1.6B
—
MERIWEST in CA reported a Texas ratio of 8.4% in Q1 2026, declining -1.5pp from the prior quarter. Nonperforming assets stood at 1.02%, down -0.16pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $750M | 47.6% | — | — |
| 1-4 family — junior lien | $302M | 19.2% | — | — |
| Multifamily | $12M | 0.8% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
MERIWEST currently appears on: Under-Reserved Lenders