MERCED SCHOOL EMPLOYEES
CUMERCED, CA
Total Assets
$899M
—
Total Loans
$306M
—
MERCED SCHOOL EMPLOYEES in CA reported a Texas ratio of 1.2% in Q2 2026, unchanged from the prior quarter. Nonperforming assets held steady at 0.44%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $105M | 34.3% | — | — |
| 1-4 family — junior lien | $20M | 6.5% | — | — |
| Multifamily | $0 | 0.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.