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FIXnotes

LOOKOUT

CU

Pocatello, ID

Total Assets
$314M
—
Total Loans
$212M
—
LOOKOUT in ID reported a Texas ratio of 12.2% in Q2 2026, up +0.5pp from the prior quarter. Nonperforming assets stood at 1.36%, an increase of +0.07pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$58M27.1%——
1-4 family — junior lien$20M9.6%——
Multifamily$3M1.4%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Idaho mortgage-note market & lender distress →