LAKE MICHIGAN
CUGrand Rapids, MI
Total Assets
$16.9B
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Total Loans
$13.4B
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LAKE MICHIGAN in MI reported a Texas ratio of 3.0% in Q1 2026, down -0.4pp from the prior quarter. Nonperforming assets accounted for 0.43%, a decline of -0.05pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $8.2B | 61.1% | — | — |
| 1-4 family — junior lien | $957M | 7.2% | — | — |
| Multifamily | $277M | 2.1% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.