LAKE MICHIGAN
CUGrand Rapids, MI
Total Assets
$17.3B
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Total Loans
$13.7B
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LAKE MICHIGAN in MI reported a Texas ratio of 2.4% in Q2 2026, declining -0.4pp from the prior quarter. Nonperforming assets fell to 0.35%, a decrease of -0.08pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $8.3B | 60.7% | — | — |
| 1-4 family — junior lien | $1.0B | 7.5% | — | — |
| Multifamily | $293M | 2.1% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.