IH CREDIT UNION, INC.
CUSPRINGFIELD, OH
Total Assets
$363M
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Total Loans
$207M
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IH CREDIT UNION, INC. in OH reported a Texas ratio of 5.6% in Q2 2026, declining -0.4pp from the prior quarter. Nonperforming assets fell to 1.70%, down -0.13pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $35M | 17.0% | — | — |
| 1-4 family — junior lien | $11M | 5.4% | — | — |
| Multifamily | $6M | 3.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.