IH CREDIT UNION, INC.
CUSPRINGFIELD, OH
Total Assets
$359M
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Total Loans
$203M
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IH CREDIT UNION, INC. reported a Texas ratio of 6.5% in Q1 2026, down -0.8pp from the prior quarter. Nonperforming assets declined to 1.84%, a decrease of -0.18pp from the previous period.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $34M | 16.9% | — | — |
| 1-4 family — junior lien | $11M | 5.3% | — | — |
| Multifamily | $4M | 2.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
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| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
IH CREDIT UNION, INC. currently appears on: Under-Reserved Lenders