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FIXnotes

HONOLULU

CU

Honolulu, HI

Total Assets
$418M
Total Loans
$305M
HONOLULU in HI reported a Texas Ratio of 7.8% in Q1 2026, an increase of +2.8pp from the prior quarter. Nonperforming assets rose to 1.35%, up +0.49pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$100M32.8%
1-4 family — junior lien$63M20.5%
Multifamily$5M1.8%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Hawaii mortgage-note market & lender distress →