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FIXnotes

HFS

CU

HILO, HI

Total Assets
$1.1B
—
Total Loans
$482M
—
HFS in HI reported a Texas ratio of 6.1% in Q2 2026, up +1.4pp from the prior quarter. Nonperforming assets rose to 1.41%, an increase of +0.32pp from Q2 2026's prior quarter.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$246M51.0%——
1-4 family — junior lien$48M10.0%——
Multifamily$00.0%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Hawaii mortgage-note market & lender distress →