HERCULES FIRST
CUSALT LAKE CITY, UT
Total Assets
$176M
—
Total Loans
$148M
—
HERCULES FIRST in UT reported a Texas Ratio of 19.2% in Q2 2026, up +6.2pp from the prior quarter. Nonperforming assets rose to 1.00%, an increase of +0.15pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $64M | 43.0% | — | — |
| 1-4 family — junior lien | $19M | 12.9% | — | — |
| Multifamily | $0 | 0.0% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
FOUNDATION
20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
FOUNDATION
Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
FOUNDATION
Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
HERCULES FIRST currently appears on: OREO Accumulators