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FIXnotes

HAWAII STATE

CU

Honolulu, HI

Total Assets
$2.9B
Total Loans
$1.5B
HAWAII STATE in HI reported a Texas ratio of 5.8% in Q1 2026, down -1.2pp from the prior quarter. Nonperforming assets declined to 1.06%, a decrease of -0.18pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$510M34.5%
1-4 family — junior lien$373M25.2%
Multifamily$97M6.5%
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FOUNDATION Consumer Auto Used Unlock to view
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FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Hawaii mortgage-note market & lender distress →