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FIXnotes

GTE

CU

TAMPA, FL

Total Assets
$3.1B
—
Total Loans
$2.7B
—
GTE in FL reported a Texas Ratio of 7.7% in Q2 2026, up +1.0pp from the prior quarter. Nonperforming assets rose to 1.08%, an increase of +0.12pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$635M23.4%——
1-4 family — junior lien$314M11.6%——
Multifamily$3M0.1%——
FOUNDATION Consumer Auto New — Unlock to view
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FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Florida mortgage-note market & lender distress →