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FIXnotes

GREYLOCK

CU

Pittsfield, MA

Total Assets
$1.7B
Total Loans
$1.3B
GREYLOCK in MA reported a 7.0% Texas Ratio in Q1 2026, declining -2.5pp from the prior quarter. Nonperforming assets fell to 1.15%, down -0.38pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$725M54.4%
1-4 family — junior lien$180M13.5%
Multifamily$20M1.5%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Massachusetts mortgage-note market & lender distress →