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FIXnotes

GREATER ALLIANCE

CU

Paramus, NJ

Total Assets
$248M
—
Total Loans
$180M
—
GREATER ALLIANCE in NJ reported a 11.9% Texas Ratio in Q2 2026, rising +5.4pp from the prior quarter. Nonperforming assets accounted for 1.58% of total assets, an increase of +0.72pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$77M43.0%——
1-4 family — junior lien$57M31.8%——
Multifamily$3M1.7%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

New Jersey mortgage-note market & lender distress →