GHS
CUBinghamton, NY
Total Assets
$247M
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Total Loans
$163M
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GHS in NY reported a 32.7% Texas Ratio in Q1 2026, declining -3.0pp from the prior quarter. Nonperforming assets accounted for 4.57% of total loans, down -0.09pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $22M | 13.8% | — | — |
| 1-4 family — junior lien | $26M | 16.2% | — | — |
| Multifamily | $730K | 0.4% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.