GHS
CUBinghamton, NY
Total Assets
$253M
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Total Loans
$168M
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GHS in NY reported a Texas Ratio of 31.6% in Q2 2026, up +2.4pp from the prior quarter. Nonperforming assets stood at 4.90%, an increase of +0.33pp quarter-over-quarter.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $22M | 13.1% | — | — |
| 1-4 family — junior lien | $27M | 16.0% | — | — |
| Multifamily | $974K | 0.6% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.