FAMILY FIRST
CUSAGINAW, MI
Total Assets
$97M
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Total Loans
$48M
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FAMILY FIRST in MI reported a Texas Ratio of 11.7% in Q2 2026, rising +2.4pp from the prior quarter. Nonperforming assets increased to 2.62%, up +0.55pp sequentially.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $14M | 28.5% | — | — |
| 1-4 family — junior lien | $3M | 5.6% | — | — |
| Multifamily | $2M | 3.3% | — | — |
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.