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FIXnotes

FAMILY FIRST

CU

SAGINAW, MI

Total Assets
$101M
Total Loans
$47M
FAMILY FIRST in MI reported a 10.4% Texas ratio in Q1 2026, declining -2.9pp from the prior quarter. Nonperforming assets fell to 2.07%, a -0.62pp improvement.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$14M29.3%
1-4 family — junior lien$3M5.4%
Multifamily$2M3.3%
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FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Michigan mortgage-note market & lender distress →