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FIXnotes

FAIRWINDS

CU

ORLANDO, FL

Total Assets
$5.3B
—
Total Loans
$3.4B
—
FAIRWINDS in FL reported a Texas Ratio of 2.6% in Q2 2026, up +1.0pp from the prior quarter. Nonperforming assets increased +0.18pp to 0.46%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$1.4B42.1%——
1-4 family — junior lien$223M6.5%——
Multifamily$42M1.2%——
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FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Florida mortgage-note market & lender distress →