FAIRWINDS
CUORLANDO, FL
Total Assets
$5.3B
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Total Loans
$3.4B
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FAIRWINDS in FL reported a Texas ratio of 1.7% in Q1 2026, down -0.1pp from the prior quarter. Nonperforming loans stood at 0.28%, a decrease of -0.01pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $1.4B | 41.4% | — | — |
| 1-4 family — junior lien | $219M | 6.4% | — | — |
| Multifamily | $42M | 1.2% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
FAIRWINDS currently appears on: Under-Reserved Lenders