PACIFIC POSTAL
CUSAN JOSE, CA
Total Assets
$237M
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Total Loans
$108M
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PACIFIC POSTAL in CA reported a Texas Ratio of 2.5% in Q2 2026, unchanged from the prior quarter. Nonperforming assets rose to 1.05%, up +0.06pp from Q2 2026's predecessor.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $44M | 40.7% | — | — |
| 1-4 family — junior lien | $7M | 6.5% | — | — |
| Multifamily | $0 | 0.0% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.