Skip to content
FIXnotes

ENERGY ONE

CU

Tulsa, OK

Total Assets
$301M
—
Total Loans
$160M
—
ENERGY ONE in OK reported a Texas Ratio of 8.1% in Q2 2026, rising +1.4pp from the prior quarter. Nonperforming assets increased +0.35pp to 1.76%.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$40M25.2%——
1-4 family — junior lien$11M7.1%——
Multifamily$8M4.9%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
FOUNDATION

20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

FOUNDATION

Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

FOUNDATION

Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Oklahoma mortgage-note market & lender distress →