EMPOWER
CUSyracuse, NY
Total Assets
$4.3B
—
Total Loans
$3.4B
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EMPOWER in NY reported a Texas Ratio of 7.2% in Q1 2026, declining -1.5pp from the prior quarter. Nonperforming assets decreased -0.15pp to 0.86%.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $1.2B | 34.5% | — | — |
| 1-4 family — junior lien | $570M | 16.6% | — | — |
| Multifamily | $142M | 4.1% | — | — |
| FOUNDATION Consumer Auto New — Unlock to view | ||||
| FOUNDATION Consumer Auto Used — Unlock to view | ||||
| FOUNDATION Consumer Credit Card — Unlock to view | ||||
| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
Benchmark against banks in the same size and geography cohort.
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
EMPOWER currently appears on: Under-Reserved Lenders