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FIXnotes

EECU

CU

Fort Worth, TX

Total Assets
$4.8B
Total Loans
$3.7B
EECU in TX reported a Texas Ratio of 2.6% in Q1 2026, declining -0.2pp from the prior quarter. Nonperforming assets fell to 0.42%, down -0.03pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$546M14.6%
1-4 family — junior lien$186M5.0%
Multifamily$18M0.5%
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Texas mortgage-note market & lender distress →