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FIXnotes

EECU

CU

Fort Worth, TX

Total Assets
$4.9B
—
Total Loans
$3.9B
—
EECU in TX reported a Texas Ratio of 2.7% in Q2 2026, rising +0.2pp from the prior quarter. Nonperforming assets totaled 0.45%, an increase of +0.03pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$549M14.0%——
1-4 family — junior lien$188M4.8%——
Multifamily$22M0.6%——
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FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Texas mortgage-note market & lender distress →