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FIXnotes

EASTERN OPERATING ENGINEERS

CU

WHITESTONE, NY

Total Assets
$94M
Total Loans
$63M
EASTERN OPERATING ENGINEERS in NY reported a Texas Ratio of 6.3% in Q1 2026, rising +3.1pp from the prior quarter. Nonperforming assets increased to 0.86%, up +0.45pp.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$49M79.1%
1-4 family — junior lien$10M15.9%
Multifamily$00.0%
FOUNDATION Consumer Auto New Unlock to view
FOUNDATION Consumer Auto Used Unlock to view
FOUNDATION Consumer Credit Card Unlock to view
FOUNDATION Consumer Other Unsecured Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

New York mortgage-note market & lender distress →