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FIXnotes

DIGITAL

CU

Marlborough, MA

Total Assets
$27.9B
—
Total Loans
$22.0B
—
DIGITAL in MA reported a Texas ratio of 10.3% in Q2 2026, rising +2.3pp from the prior quarter. Nonperforming assets increased to 1.61%, up +0.38pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$8.5B38.6%——
1-4 family — junior lien$2.7B12.3%——
Multifamily$1.0B4.7%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Massachusetts mortgage-note market & lender distress →