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FIXnotes

DAY-MET

CU

Dayton, OH

Total Assets
$134M
—
Total Loans
$110M
—
DAY-MET in OH reported a Texas Ratio of 7.5% in Q2 2026, an increase of +1.0pp from the prior quarter. Nonperforming assets rose to 0.87%, up +0.11pp sequentially.

Portfolio composition

CategoryBalance% of totalNPL %Charge-off %
1-4 family — 1st lien$28M25.2%——
1-4 family — junior lien$8M7.6%——
Multifamily$1M1.1%——
FOUNDATION Consumer Auto New — Unlock to view
FOUNDATION Consumer Auto Used — Unlock to view
FOUNDATION Consumer Credit Card — Unlock to view
FOUNDATION Consumer Other Unsecured — Unlock to view
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20-quarter trend panels

See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.

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Peer cohort comparison

Benchmark against banks in the same size and geography cohort.

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Full portfolio composition

Every loan category, NPL ratio, and charge-off rate — beyond the top 3.

Ohio mortgage-note market & lender distress →