CREDIT UNION ONE
CUFerndale, MI
Total Assets
$1.8B
—
Total Loans
$1.3B
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CREDIT UNION ONE in MI reported a Texas ratio of 2.6% in Q1 2026, down -0.6pp from the prior quarter. Nonperforming assets declined to 0.40%, a decrease of -0.09pp.
Portfolio composition
| Category | Balance | % of total | NPL % | Charge-off % |
|---|---|---|---|---|
| 1-4 family — 1st lien | $497M | 38.7% | — | — |
| 1-4 family — junior lien | $248M | 19.3% | — | — |
| Multifamily | $30M | 2.3% | — | — |
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| FOUNDATION Consumer Other Unsecured — Unlock to view | ||||
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20-quarter trend panels
See how Texas Ratio, NPL %, and charge-offs evolved across the last 5 years.
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Peer cohort comparison
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Full portfolio composition
Every loan category, NPL ratio, and charge-off rate — beyond the top 3.
CREDIT UNION ONE currently appears on: Under-Reserved Lenders